AA Dual Credit Card
Which? customer score 72%
|Representative APR (variable)||Purchase interest p.a.||Cash withdrawal APR||Annual card fee|
The interest rate for borrowing that at least 51% of the customers accepted will pay.
The annual interest rate you'll pay on new purchases.
The interest rate you'll pay on cash you withdraw from an ATM.
The fee you'll pay for having the card each year, if any.
Reward scheme details
£35 cashback for all successful applicants that make a transaction on their card, minimum £500 spend required. Terms apply. Manage your card on the go with the AA Credit Card mobile servicing app. 0% for 18 months on balance transfers is only available on transfers made within the first 3 months of account opening. 2.89% fee applies. 0% for 28 months on purchases is only available if a transaction is made within the first 3 months of account opening.
- Representative Example
- Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
AA customer satisfaction scorecard:How do we work this out?
|Keeping you up to date with new deals||Transparency of charges / penalties||Online account management||Customer service||Overall customer score|
|Can be used for building credit rating||No|
|Minimum income required to open account||£8,000|
|Opening account is by invitation only||No|
|Account is for existing customers only||No|
|Further notes about eligibility||You must have a good credit rating to apply. AA Credit Cards are provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.|
|Minimum age to open an account||18|
|Rate period||18 months|
|Limit period days||90|
|Rate period||28 months|
|Maximum interest free days (purchases)||56|
|Days to pay||22|
|Monthly payment min %||2.5%|
|Monthly payment min £||£5|
|Returned payment fee||£12|
|If you exceed credit limit||£12|
|Foreign usage fee (Europe)||2.99%|
|Foreign usage fee (worldwide)||2.99%|
|Charges for cash withdrawals||Yes|
|Cash withdrawal percent||2.99%|
|Reward is charity donation||No|
|Reward is cash back||No|
|Reward is Airmiles||No|
|Reward is points||No|
|Reward is vouchers||No|
|Reward is travel||No|
|Reward is Avios||No|
|Reward is discount||No|
If you do not pay the total outstanding balance in full by the payment due date, the amount you pay will be allocated to higher interest rate balances before lower interest rate balances. Where fees and charges are payable, your payment will be allocated to the interest rate applicable to these fees and charges relating to any higher interest rates first.