ASDA Cashback Plus Credit Card
Which? customer score 65%
|Representative APR (variable)||Purchase interest p.a.||Cash withdrawal APR||Annual card fee|
The interest rate for borrowing that at least 51% of the customers accepted will pay.
The annual interest rate you'll pay on new purchases.
The interest rate you'll pay on cash you withdraw from an ATM.
The fee you'll pay for having the card each year, if any.
- This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
- This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Reward scheme details
2% Cashback on all ASDA spend, including ASDA stores, Living, Grocery Home Shopping, petrol, and George.com. 1% Cashback on all other purchases. 10% Cashback on selected ASDA Money insurance products. 0% on Balance Transfers for 15 months. 0% interest for 6 months on all George.com purchases of £200 or more. Contactless payments.
- Representative Example
- Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), with a £36 annual fee, representative 26.2% APR (variable). Credit available subject to status.
ASDA Money customer satisfaction scorecard:How do we work this out?
|Keeping you up to date with new deals||Transparency of charges / penalties||Online account management||Customer service||Overall customer score|
|Can be used for building credit rating||No|
|Minimum income required to open account||£10,000|
|Opening account is by invitation only||No|
|Account is for existing customers only||No|
|Further notes about eligibility||ASDA Stores Limited (Great Wilson Street, Leeds, LS11 5AD), trading as ASDA Money, acts as a credit broker not as a lender and is authorised and regulated by the Financial Conduct Authority. ASDA Stores Limited only offers credit cards provided by Creation Financial Services Limited, Chadwick House, Blenheim Court, Solihull B91 2AA. Applicants must be UK residents (including Isle of Man and Channel Islands).|
|Minimum age to open an account||18|
|Rate period||15 months|
|Limit period days||90|
|Rate period||0 months|
|Maximum interest free days (purchases)||50|
|Days to pay||20|
|Monthly payment min %||1.0%|
|Monthly payment min £||£5|
|Returned payment fee||£12|
|If you exceed credit limit||£12|
|Foreign usage fee (Europe)||2.99%|
|Foreign usage fee (worldwide)||2.99%|
|Charges for cash withdrawals||Yes|
|Cash withdrawal percent||3.0%|
|Reward is charity donation||No|
|Reward is cash back||Yes|
|Reward is Airmiles||No|
|Reward is points||No|
|Reward is vouchers||No|
|Reward is travel||No|
|Reward is Avios||No|
|Reward is discount||No|
If you do not pay the total outstanding balance in full by the payment due date, the amount you pay will be allocated to higher interest rate balances before lower interest rate balances. Where fees and charges are payable, your payment will be allocated to the interest rate applicable to these fees and charges relating to any higher interest rates first.