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Compare rewards credit cards

We have found 33 out of 154 credit cards that reward you with retailer points and discounts.

Earn rewards in the form of points and discounts to use when spending with retailers.

Benefits
Earn loyalty points and discounts to use on new spending with retailers.
Pitfalls
If you don't pay off your balance in full each month interest charges could cancel out the rewards you earn and some rewards expire if you don't use them.
3.0% 0.5% 24.9% APR £0 51%Very poor

Debenhams MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.94% (variable), representative 24.9% APR (variable). Credit available subject to status.
2.0% 1.0% 25.0% APR £25 73%Good

Nectar Credit Card from American Express

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), with a £25 annual fee, representative 25.0% APR (variable). Credit available subject to status.
2.0% 0.25% 56.5% APR £150 65%Fair

Tesco Bank Premium Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
  2. This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), with a £150 annual fee, representative 56.5% APR (variable). Credit available subject to status.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Clubcard 12 Month No Balance Transfer Fee Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Clubcard 15 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Clubcard 24 Month No Balance Transfer Fee Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. This 0% offer is applied to any balances transferred within the first 90 days of opening your account.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Clubcard 32 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. The 0% offer is applied to any balances transferred within the first 90 days of account opening.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Clubcard Credit Card for Balance Transfers and Money Transfers

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. The 0% offer is applied to any balances or money transferred within the first 90 days of account opening.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Clubcard Credit Card for Purchases

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
1.25% 0.13% 5.9% APR £0 65%Fair

Tesco Bank Clubcard Low APR Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 5.94% (variable), representative 5.9% APR (variable). Credit available subject to status.
1.25% 0.13% 27.5% APR £0 65%Fair

Tesco Bank Foundation Clubcard Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 27.5% (variable), representative 27.5% APR (variable). Credit available subject to status.
1.25% 0.13% 18.9% APR £0 65%Fair

Tesco Bank Purchase Card with 1000 Clubcard Points

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
1.0% 0.2% 18.9% APR £0 64%Fair

M&S Shopping Plus Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank 33 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.81% so the overall fee is 0.69%. 3% balance transfer fee afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank 35 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. 3% balance transfer fee afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank Dual Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee applies (£3 minimum at all times). Credit available subject to status.
1.0% 0.1% 5.9% APR £0 62%Poor

Sainsbury's Bank Low Rate Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 5.94% (variable), representative 5.9% APR (variable). Credit available subject to status.
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank Nectar 33 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Nectar cardholder exclusive. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.88% so the overall fee is 0.62%. 3% balance transfer fee afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank Nectar 40 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Nectar cardholders only - You'll pay a 2.89% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 1.11%, so the overall fee is 1.78%. 3% balance transfer fee applies afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury’s Bank 42 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 4% balance transfer fee refunded to 2.35% on transfers made in the first 3 months. (3% thereafter, £3 fee minimum at all times).