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Compare rewards credit cards

We have found 31 out of 152 credit cards that reward you with retailer points and discounts.

Earn rewards in the form of points and discounts to use when spending with retailers.

Benefits
Earn loyalty points and discounts to use on new spending with retailers.
Pitfalls
If you don't pay off your balance in full each month interest charges could cancel out the rewards you earn and some rewards expire if you don't use them.
3.0% 0.5% 24.9% APR £0 51%Very poor

Debenhams MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.94% (variable), representative 24.9% APR (variable). Credit available subject to status.

House of Fraser Recognition MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 24.94% (variable), representative 24.9% APR (variable). Credit available subject to status.
2.0% 1.0% 25.0% APR £25 73%Good

Nectar Credit Card from American Express

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), with a £25 annual fee, representative 25.0% APR (variable). Credit available subject to status.

Dorothy Perkins MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.9% (variable), representative 29.9% APR (variable). Credit available subject to status.

Evans MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.9% (variable), representative 29.9% APR (variable). Credit available subject to status.

Laura Ashley Classic Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.94% (variable), representative 21.9% APR (variable). Credit available subject to status.

Outfit MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.9% (variable), representative 29.9% APR (variable). Credit available subject to status.

Wallis MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 29.9% (variable), representative 29.9% APR (variable). Credit available subject to status.
1.0% 0.2% 18.9% APR £0 64%Fair

M&S Shopping Plus Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank 33 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.81% so the overall fee is 0.69%. 3% balance transfer fee afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank 35 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. 3% balance transfer fee afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank Dual Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee applies (£3 minimum at all times). Credit available subject to status.
1.0% 0.1% 5.9% APR £0 62%Poor

Sainsbury's Bank Low Rate Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 5.94% (variable), representative 5.9% APR (variable). Credit available subject to status.
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank Nectar 33 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Nectar cardholder exclusive. You'll pay a 1.5% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 0.88% so the overall fee is 0.62%. 3% balance transfer fee afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury's Bank Nectar 40 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Nectar cardholders only - You'll pay a 2.89% fee to transfer a balance to this card in the first 3 months. Sainsbury's will then refund 1.11%, so the overall fee is 1.78%. 3% balance transfer fee applies afterwards (minimum £3 at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury’s Bank 42 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 4% balance transfer fee refunded to 2.35% on transfers made in the first 3 months. (3% thereafter, £3 fee minimum at all times).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury’s Bank No Balance Transfer Fee Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 0% balance transfer fee applies on transfers made within your first 3 months. 3% afterwards (minimum £3).
1.0% 0.1% 18.9% APR £0 62%Poor

Sainsbury’s Bank Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 3% balance transfer fee applies for transfers in the first 3 months, 3% afterwards (Minimum £3 at all times).

Amazon Platinum MasterCard

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.94% (variable), representative 21.9% APR (variable). Credit available subject to status.
0.57% 0.29% 21.9% APR £0 64%Fair

Barclaycard Freedom Rewards Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 21.9% (variable), representative 21.9% APR (variable). Credit available subject to status. A fee of 2.9% will be applied to your account at first, but you'll only pay 0.15% as Barclaycard will refund the difference.