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Compare 0% purchase credit cards

We have found 84 out of 154 credit cards that offer 0% on purchases.

Pay no interest on new credit card spending for a limited period.

Benefits
Pay no interest on any of your new spending until your deal ends.
Pitfalls
If you miss a payment you could lose your entire 0% deal and you'll pay interest at the card's standard rate once the 0% deal ends.
29 months 18.95% Yes 18.9% APR 62%Poor

Sainsbury’s Bank Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 3% balance transfer fee applies for transfers in the first 3 months, 3% afterwards (Minimum £3 at all times).
28 months 19.9% No 19.9% APR 66%Fair

Virgin 28 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
28 months 18.94% Yes 18.9% APR 65%Fair

Tesco Bank Clubcard Credit Card for Purchases

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
27 months 18.9% No 18.9% APR 66%Fair

Post Office Money Matched Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
27 months 18.9% No 18.9% APR 66%Fair

Virgin 27 Month All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
27 months 18.9% No 18.9% APR 64%Fair

Barclaycard Platinum 27 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. 3.5% Balance Transfer Fee applies but this is reduced to 2.49% by a refund (Terms and conditions apply).
27 months 18.9% No 18.9% APR 64%Fair

Santander Everyday Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
27 months 18.95% Yes 18.9% APR 62%Poor

Sainsbury's Bank Dual Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee applies (£3 minimum at all times). Credit available subject to status.
26 months 18.95% No 18.9% APR 66%Fair

Halifax 26 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. An initial 3% fee applies; we'll then refund 0.05% within 90 days, so the effective fee is 2.95%.

Clydesdale Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Yorkshire Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% No 18.9% APR 66%Fair

Virgin All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% No 18.9% APR 64%Fair

Barclaycard Platinum 25 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. 2.5% Balance Transfer Fee applies but this is reduced to 1.49% by a refund (Terms and conditions apply).
25 months 18.9% Yes 18.9% APR 64%Fair

M&S Shopping Plus Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
24 months 18.95% No 18.9% APR 64%Fair

Bank of Scotland Platinum 24 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.
24 months 18.94% Yes 23.7% APR 62%Poor

Lloyds Bank Avios Rewards Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.
24 months 18.94% Yes 23.7% APR 62%Poor

Lloyds Bank Choice Rewards Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.
24 months 18.94% No 18.9% APR 62%Poor

Lloyds Bank Platinum 24 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.
24 months 18.94% Yes 52.1% APR 62%Poor

Lloyds Bank Premier Avios Rewards Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
  2. This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), with a £140 annual fee, representative 52.1% APR (variable). Credit available subject to status.
20 months 18.94% No 18.9% APR 72%Good

TSB Platinum 20 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.