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Compare 0% purchase credit cards

We have found 82 out of 159 credit cards that offer 0% on purchases.

Pay no interest on new credit card spending for a limited period.

Benefits
Pay no interest on any of your new spending until your deal ends.
Pitfalls
If you miss a payment you could lose your entire 0% deal and you'll pay interest at the card's standard rate once the 0% deal ends.
30 months 18.9% No 18.9% APR 72%Good

AA Dual Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
30 months 18.95% No 18.9% APR 66%Fair

Halifax 30 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.
29 months 18.95% Yes 18.9% APR 62%Poor

Sainsbury’s Bank Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 3% balance transfer fee applies for transfers in the first 3 months, 3% afterwards (Minimum £3 at all times).
28 months 18.9% No 18.9% APR 66%Fair

Post Office Money Platinum Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 19.9% No 19.9% APR 66%Fair

Virgin 28 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
28 months 18.94% Yes 18.9% APR 65%Fair

Tesco Bank Clubcard Credit Card for Purchases

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 18.95% Yes 18.9% APR 62%Poor

Sainsbury's Bank Dual Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee applies (£3 minimum at all times). Credit available subject to status.
27 months 18.9% No 18.9% APR 66%Fair

Virgin 27 Month All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
27 months 18.9% No 18.9% APR 64%Fair

Santander Everyday Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
26 months 18.95% No 18.9% APR 66%Fair

Halifax 26 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. An initial 3% fee applies; we'll then refund 0.05% within 90 days, so the effective fee is 2.95%.
26 months 18.9% No 18.9% APR 66%Fair

Post Office Money Matched Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Clydesdale Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Yorkshire Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% No 18.9% APR 66%Fair

Virgin All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% No 18.9% APR 64%Fair

Barclaycard Platinum 25 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. 2.5% Balance Transfer Fee applies but this is reduced to 1.49% by a refund (Terms and conditions apply).
25 months 18.9% Yes 18.9% APR 64%Fair

M&S Shopping Plus Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
24 months 18.95% No 18.9% APR 64%Fair

Bank of Scotland Platinum 24 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.
24 months 18.94% No 18.9% APR 62%Poor

Lloyds Bank Platinum 24 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.
20 months 18.94% No 18.9% APR 72%Good

TSB Platinum 20 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.
17 months 16.9% No 16.9% APR 72%Good

First Direct Gold Card

  1. You need to have another product with the same provider to take out this credit card so make sure the other product is also right for you before applying.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 16.9% (variable), representative 16.9% APR (variable). Credit available subject to status.