Virgin Atlantic Reward+ Credit Card
|Representative APR (variable)||Purchase interest p.a.||Cash withdrawal APR||Annual card fee|
The interest rate for borrowing that at least 51% of the customers accepted will pay.
The annual interest rate you'll pay on new purchases.
The interest rate you'll pay on cash you withdraw from an ATM.
The fee you'll pay for having the card each year, if any.
- This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
- This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Reward scheme details
1.5 Flying Club miles for every £1 spent Earn 15,000 bonus miles with your ﬁrst card purchase - just make sure it’s within 90 days of opening your account. Spend £10,000 a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket.
- Representative Example
- Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status.
Virgin Atlantic customer satisfaction scorecard:How do we work this out?
|Keeping you up to date with new deals||Transparency of charges / penalties||Online account management||Customer service||Overall customer score|
|Can be used for building credit rating||No|
|Minimum income required to open account||£7,000|
|Opening account is by invitation only||No|
|Account is for existing customers only||No|
|Further notes about eligibility||Must be 18 or over Must be a UK resident Must have a good credit rating/history|
|Minimum age to open an account||18|
|Rate period||6 months|
|Limit period days||60|
|Rate period||0 months|
|Maximum interest free days (purchases)||50|
|Days to pay||20|
|Monthly payment min %||1.0%|
|Monthly payment min £||£25|
|Returned payment fee||£9|
|If you exceed credit limit||£9|
|Foreign usage fee (Europe)||2.99%|
|Foreign usage fee (worldwide)||2.99%|
|Charges for cash withdrawals||No|
|Cash withdrawal percent||0.0%|
|Reward is charity donation||No|
|Reward is cash back||No|
|Reward is Airmiles||Yes|
|Reward is points||No|
|Reward is vouchers||No|
|Reward is travel||No|
|Reward is Avios||No|
|Reward is discount||No|
If you do not pay off your balance in full, payments we receive will be allocated to pay balances with the highest interest rates first before paying those with lower interest rates. We will always pay off existing balances that appear on your statement, before any new transactions.