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Virgin Atlantic Reward+ Credit Card

Virgin Atlantic Reward+ Credit Card
Represent­ative APR (variable) Purchase interest p.a. Cash withdrawal APR Annual card fee
The interest rate for borrowing that at least 51% of the customers accepted will pay.
The annual interest rate you'll pay on new purchases.
The interest rate you'll pay on cash you withdraw from an ATM.
The fee you'll pay for having the card each year, if any.
63.9% APR 22.9% 27.9% £160
  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
  2. This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.

Reward scheme details

1.5 Flying Club miles for every £1 spent Earn 15,000 bonus miles with your first card purchase - just make sure it’s within 90 days of opening your account. Spend £10,000 a year on your card and choose an extra benefit - an upgrade to Premium, or a Companion ticket.

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 22.9% (variable), with a £160 annual fee, representative 63.9% APR (variable). Credit available subject to status.

Virgin Atlantic customer satisfaction scorecard:

How do we work this out?
Keeping you up to date with new deals Transparency of charges / penalties Online account management Customer service Overall customer score
n/a n/a n/a

Not rated

n/a = sample size is too small.

We have not been able to rate this provider as our customer satisfaction survey didn't generate a big enough sample of its customers but we aim to rate as many providers as possible

Eligibility to open an account

Can be used for building credit rating No
Minimum income required to open account £7,000
Opening account is by invitation only No
Account is for existing customers only No
Further notes about eligibility Must be 18 or over Must be a UK resident Must have a good credit rating/history
Minimum age to open an account 18

Intro balance transfers

Rate period 6 months
Annual interest 0.0%
Fee 3.0%
Fee min N/A
Fee max N/A
Limit period days 60

Intro purchases

Rate period 0 months
Annual interest N/A

Standard balance transfers

Annual interest 22.9%
Fee 5.0%
Fee min N/A
Fee max N/A

Standard purchases

Annual interest 22.9%

Standard cash

Annual interest 27.9%

Other features

Repayment details

Maximum interest free days (purchases) 50
Days to pay 20
Monthly payment min % 1.0%
Monthly payment min £ £25

Card charges

Returned payment fee £9
Late payment £9
If you exceed credit limit £9

Foreign usage

Foreign usage fee (Europe) 2.99%
Foreign usage fee (worldwide) 2.99%

Cash withdrawal fees

Charges for cash withdrawals No
Cash withdrawal percent 0.0%
Minimum charge £0

Available to manage

Online Yes
Branch No
Telephone Yes

Reward schemes

Reward is charity donation No
Reward is cash back No
Reward is Airmiles Yes
Reward is points No
Reward is vouchers No
Reward is travel No
Reward is Avios No
Reward is discount No

Repayment note

If you do not pay off your balance in full, payments we receive will be allocated to pay balances with the highest interest rates first before paying those with lower interest rates. We will always pay off existing balances that appear on your statement, before any new transactions.