Coutts Classic Credit Card
| Representative APR (variable) | Purchase interest p.a. | Cash withdrawal APR | Annual card fee |
|---|---|---|---|
|
The interest rate for borrowing that at least 51% of the customers accepted will pay.
|
The annual interest rate you'll pay on new purchases.
|
The interest rate you'll pay on cash you withdraw from an ATM.
|
The fee you'll pay for having the card each year, if any.
|
| 17.5% APR | 17.46% | 17.46% | £0 |
- You need to have another product with the same provider to take out this credit card so make sure the other product is also right for you before applying.
Reward scheme details
No annual charges. Coutts Classic cardholders are entitled to a range of flexible options, from full, part or minimum payment.
- Representative Example
- Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 17.46% (variable), representative 17.5% APR (variable). Credit available subject to status.
Coutts customer satisfaction scorecard:
How do we work this out?| Keeping you up to date with new deals | Transparency of charges / penalties | Online account management | Customer service | Overall customer score |
Not rated |
Eligibility to open an account
| Can be used for building credit rating | No |
|---|---|
| Minimum income required to open account | Not provided |
| Opening account is by invitation only | No |
| Account is for existing customers only | Yes |
| Further notes about eligibility | N/A |
| Minimum age to open an account | 18 |
Intro balance transfers
| Rate period | 0 months |
|---|---|
| Annual interest | N/A |
| Fee | N/A |
| Fee min | N/A |
| Fee max | N/A |
| Limit period days | N/A |
Intro purchases
| Rate period | 0 months |
|---|---|
| Annual interest | N/A |
Standard balance transfers
| Annual interest | 17.46% |
|---|---|
| Fee | N/A |
| Fee min | £0 |
| Fee max | N/A |
Standard purchases
| Annual interest | 17.46% |
|---|
Standard cash
| Annual interest | 17.46% |
|---|
Other features
Repayment details
| Maximum interest free days (purchases) | 46 |
|---|---|
| Days to pay | 15 |
| Monthly payment min % | 5.0% |
| Monthly payment min £ | £5 |
Card charges
| Returned payment fee | £0 |
|---|---|
| Late payment | £0 |
| If you exceed credit limit | £0 |
Foreign usage
| Foreign usage fee (Europe) | 2.75% |
|---|---|
| Foreign usage fee (worldwide) | 2.75% |
Cash withdrawal fees
| Charges for cash withdrawals | Yes |
|---|---|
| Cash withdrawal percent | 2.0% |
| Minimum charge | £2 |
Available to manage
| Online | Yes |
|---|---|
| Branch | Yes |
| Telephone | Yes |
Reward schemes
| Reward is charity donation | No |
|---|---|
| Reward is cash back | No |
| Reward is Airmiles | No |
| Reward is points | No |
| Reward is vouchers | No |
| Reward is travel | No |
| Reward is Avios | No |
| Reward is discount | No |
Repayment note
If you do not pay the total outstanding balance in full by the payment due date, the amount you pay will be allocated to higher interest rate balances before lower interest rate balances. Where fees and charges are payable, your payment will be allocated to the interest rate applicable to these fees and charges relating to any higher interest rates first.