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Compare overseas spending credit cards

We have found 14 out of 132 credit cards that are best for spending abroad.

Credit cards with low charges for using them abroad.

Benefits
Avoid foreign usage fees when using your credit card on holiday.
Pitfalls
Interest rates can be high for borrowing if you don't pay off your balance in full when you return.

B Credit

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 9.9% (variable), representative 9.9% APR (variable). Credit available subject to status.

Creation Everyday Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 12.9% (variable), representative 12.9% APR (variable). Credit available subject to status.

Metro Bank Credit Card

  1. You need to have another product with the same provider to take out this credit card so make sure the other product is also right for you before applying.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 12.28% (variable), representative 13.0% APR (variable). Credit available subject to status.
18.9% APR 0.0% 0.0% 68%Good

Halifax Clarity Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.
18.9% APR 0.0% 0.0% 66%Fair

Post Office Money Platinum Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
18.9% APR 0.0% 0.0% 66%Fair

Santander Zero Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Tandem Cashback Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (fixed), representative 18.9% APR (variable). Credit available subject to status.
19.9% APR 0.0% 0.0% 70%Good

Virgin Money Travel Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
19.9% APR 0.0% 0.0% 66%Fair

Barclaycard Platinum Travel Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
21.7% APR 0.0% 0.0% 66%Fair

Santander All in One Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
  2. This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), with a £36 annual fee, representative 21.7% APR (variable). Credit available subject to status.

aqua Advance Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.95% (variable), representative 34.9% APR (variable). Credit available subject to status.

aqua Reward Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 34.95% (variable), representative 34.9% APR (variable). Credit available subject to status.
37.1% APR 0.0% 0.0% 64%Fair

Royal Bank of Scotland Reward Black Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
  2. This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), with a £84 annual fee, representative 37.1% APR (variable). Credit available subject to status.