We use cookies to allow us and selected partners to analyse site performance to improve your experience and for advertising. By continuing to use this site you consent to our use of cookies as per our cookie policy which also explains how you can change your cookie preferences at any time.

Compare 0% purchase credit cards

We have found 59 out of 132 credit cards that offer 0% on purchases.

Pay no interest on new credit card spending for a limited period.

Benefits
Pay no interest on any of your new spending until your deal ends.
Pitfalls
If you miss a payment you could lose your entire 0% deal and you'll pay interest at the card's standard rate once the 0% deal ends.
30 months 15.9% Yes 21.7% APR 66%Fair

Santander All in One Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
  2. This credit card has a high annual fee of more than £25, making it more expensive to use overall than others with the same APR.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), with a £36 annual fee, representative 21.7% APR (variable). Credit available subject to status.
29 months 18.95% No 18.9% APR 68%Good

Halifax 29 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.
29 months 18.94% No 18.9% APR 66%Fair

Lloyds Bank Platinum 29 Month Purchase and Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 18.9% No 18.9% APR 70%Good

Virgin 28 Month All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 18.94% Yes 18.9% APR 69%Good

Tesco Bank Purchase Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 18.9% No 18.9% APR 66%Fair

Post Office Money Platinum Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 18.95% Yes 18.9% APR 66%Fair

Sainsbury’s Bank Purchase Credit Card

@Sainsbury's Bank

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. Balance transfer fee of 2.89% applies on transfers made within your first 3 months, 3% afterwards (minimum £3 at all times)
27 months 19.9% No 19.9% APR 66%Fair

Barclaycard Platinum 27 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 3.5% Balance Transfer Fee applies but this is reduced to 1.45% by a refund. Refunds will be made within 28 days. (Terms and conditions apply).
27 months 18.95% Yes 18.9% APR 66%Fair

Sainsbury's Bank Dual Offer Credit Card

@Sainsbury's Bank

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.

Clydesdale Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Yorkshire Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% Yes 18.9% APR 69%Good

M&S Shopping Plus Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
20 months 18.94% Yes 18.9% APR 69%Good

Tesco Bank Clubcard Credit Card for Purchases

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
17 months 16.9% No 16.9% APR 75%Excellent

First Direct Gold Card

  1. You need to have another product with the same provider to take out this credit card so make sure the other product is also right for you before applying.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 16.9% (variable), representative 16.9% APR (variable). Credit available subject to status.
15 months 18.94% Yes 18.9% APR 69%Good

Tesco Bank Clubcard 15 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. 0% interest periods apply to any balances or money transferred within the first 90 days of account opening.
12 months 19.9% No 19.9% APR 70%Good

Virgin Money Travel Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
12 months 18.94% Yes 18.9% APR 69%Good

Tesco Bank No Balance Transfer Fee Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (fixed), representative 18.9% APR (variable). Credit available subject to status. 0% interest rates apply to any balances or money transferred within the first 90 days of account opening. 
12 months 19.95% No 19.9% APR 68%Good

Halifax 30 Month Balance Transfer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.95% (variable), representative 19.9% APR (variable). Credit available subject to status.