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Compare 0% purchase credit cards

We have found 78 out of 156 credit cards that offer 0% on purchases.

Pay no interest on new credit card spending for a limited period.

Benefits
Pay no interest on any of your new spending until your deal ends.
Pitfalls
If you miss a payment you could lose your entire 0% deal and you'll pay interest at the card's standard rate once the 0% deal ends.
31 months 18.95% Yes 18.9% APR 66%Fair

Sainsbury’s Bank Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status. 3% balance transfer fee applies for transfers in the first 3 months, 3% afterwards (Minimum £3 at all times).
30 months 18.95% No 18.9% APR 68%Good

Halifax 30 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). Credit available subject to status.
30 months 18.9% No 18.9% APR 66%Fair

Post Office Money Matched Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
30 months 18.95% Yes 18.9% APR 66%Fair

Sainsbury's Bank Dual Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.95% (variable), representative 18.9% APR (variable). 3% balance transfer fee refunded to 2.74% on transfers made in the first 3 months. (3% thereafter, £3 minimum at all times.) Credit available subject to status.
30 months 18.9% No 18.9% APR 66%Fair

Santander Everyday Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
30 months 19.9% No 19.9% APR 65%Fair

MBNA All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
29 months 18.94% Yes 23.7% APR 66%Fair

Lloyds Bank Avios Rewards Credit Card

  1. This credit card has a high representative APR of 20% or more so borrowing with this card is expensive compared to others.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), with a £24 annual fee, representative 23.7% APR (variable). Credit available subject to status.
28 months 19.9% No 19.9% APR 70%Good

Virgin 28 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 19.9% APR (variable). Credit available subject to status.
28 months 18.94% Yes 18.9% APR 69%Good

Tesco Bank Clubcard Credit Card for Purchases

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
28 months 18.9% No 18.9% APR 66%Fair

Post Office Money Platinum Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
27 months 18.9% No 18.9% APR 70%Good

Virgin 27 Month All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Clydesdale Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.

Yorkshire Bank Gold MasterCard

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% No 18.9% APR 70%Good

Virgin All Round Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% Yes 18.9% APR 69%Good

M&S Shopping Plus Offer Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
25 months 18.9% No 19.9% APR 66%Fair

Barclaycard Platinum 25 Month Balance Transfer and Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 19.9% APR (variable). Credit available subject to status. 2.5% Balance Transfer Fee applies but this is reduced to 1.49% by a refund (Terms and conditions apply).
20 months 18.94% Yes 18.9% APR 69%Good

Tesco Bank Purchase Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
20 months 18.94% No 18.9% APR 66%Fair

TSB Platinum 20 Month Purchase Credit Card

Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.94% (variable), representative 18.9% APR (variable). Credit available subject to status.
17 months 16.9% No 16.9% APR 75%Excellent

First Direct Gold Card

  1. You need to have another product with the same provider to take out this credit card so make sure the other product is also right for you before applying.
Representative Example
Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 16.9% (variable), representative 16.9% APR (variable). Credit available subject to status.