Tipton & Coseley Building Society Intermediaries Fixed 2.73% until 30/06/2023
Assumed borrowing of £125,000 over 25 years, representative 4.7% APRC. Total amount payable: £212,146.64. Includes interest of £84,897.64, Valuation fee of £250, Booking fee of £0 and Administration fee of £1,999. Repayments: 60 monthly repayments of £575.36 at 2.73% (fixed), then 240 monthly repayments of £730.73 at 5.49% (variable).
Tipton & Coseley Building Society Intermediaries customer satisfaction scorecard:
How do we work this out?| Clarity of statements | Flexibility of payments | Transparency of charges | Customer service | Overall customer score |
Not rated |
Eligibility
| Maximum age | 75 |
|---|---|
| Minimum age | 18 |
| Location | England, Wales |
| Restricted location note | N/A |
| Existing customer note | N/A |
| Eligibility notes | N/A |
Mortgage product details
| Mortgage types | Remortgage, Buy to let |
|---|---|
| Deal type | Fixed |
| Tracker type | Standard variable rate |
| Payment options | Interest only, Repayment |
Mortgage product features
| Overpayments allowed | Yes |
|---|---|
| Overpayment limits note | Up to 10% of the original loan can be repaid each year without charge |
| Offset mortgage | No |
| Help to Buy mortgage | No |
| Shared ownership mortgage | No |
| Shared equity mortgage | No |
| New-build mortgage | No |
| Self-build mortgage | No |
| Portable mortgage | No |
Product fees
| Arrangement fee | £1,999 |
|---|---|
| Arrangement fee can be added to loan | Yes |
| Booking fee | £0 |
| Telegraphic transfer fee | £25 |
| Insurance fee | £0 |
| Other fees | £0 |
Rate information
| Minimum borrowing amount | £50,000 |
|---|---|
| Maximum borrowing amount | £350,000 |
| Minimum term (years) | 5 |
| Maximum term (years) | 35 |
| Initial deal end date | 30.06.23 |
| Initial deal length (months) | 60 |
| APRC | 4.67% |
| Initial rate | 2.73% |
| Revert-to rate | 5.49% |
| Maximum LTV | 70.0% |
Other charges
| Exit fees | £35 |
|---|---|
| Valuation admin fee | £75 |
| Valuation fee | From £200 for property value above £100,000 |
| Early repayment note | 5% then 4% then 3% then 2% then 1% until the end of the fixed period. |
Standard benefits
| Valuation admin fee excluded from any refund offer | No |
|---|---|
| Maximum free valuation | £0 |
| Cash back amount | £0 |
| Further notes about benefits | N/A |
Remortgage benefits
| Cash back on legal fees | No |
|---|---|
| Free legal work | No |
| Valuation offer | Payable |
Purchase mortgage benefits
| Cash back on legal fees | No |
|---|---|
| Free legal work | No |
| Valuation offer | Payable |