Godiva Mortgages Limited Fixed 2.65% until 31/01/2024
Assumed borrowing of £125,000 over 25 years, representative 4.1% APRC. Total amount payable: £199,157.86. Includes interest of £72,158.86, Valuation fee of £0, Booking fee of £0 and Administration fee of £1,999. Repayments: 67 monthly repayments of £570.26 at 2.65% (fixed), then 233 monthly repayments of £682.19 at 4.74% (variable).
Godiva Mortgages Limited customer satisfaction scorecard:
How do we work this out?| Clarity of statements | Flexibility of payments | Transparency of charges | Customer service | Overall customer score |
Not rated |
Eligibility
| Maximum age | 75 |
|---|---|
| Minimum age | 18 |
| Location | Any |
| Restricted location note | N/A |
| Existing customer note | N/A |
| Eligibility notes | N/A |
Mortgage product details
| Mortgage types | Purchase, Remortgage, Buy to let |
|---|---|
| Deal type | Fixed |
| Tracker type | N/A |
| Payment options | Interest only, Repayment |
Mortgage product features
| Overpayments allowed | Yes |
|---|---|
| Overpayment limits note | N/A |
| Offset mortgage | No |
| Help to Buy mortgage | No |
| Shared ownership mortgage | No |
| Shared equity mortgage | No |
| New-build mortgage | No |
| Self-build mortgage | No |
| Portable mortgage | Yes |
Product fees
| Arrangement fee | £1,999 |
|---|---|
| Arrangement fee can be added to loan | Yes |
| Booking fee | £0 |
| Telegraphic transfer fee | £8 |
| Insurance fee | £0 |
| Other fees | £0 |
Rate information
| Minimum borrowing amount | £25,001 |
|---|---|
| Maximum borrowing amount | £500,000 |
| Minimum term (years) | 0 |
| Maximum term (years) | 35 |
| Initial deal end date | 31.01.24 |
| Initial deal length (months) | 60 |
| APRC | 4.06% |
| Initial rate | 2.65% |
| Revert-to rate | 4.74% |
| Maximum LTV | 65.0% |
Other charges
| Exit fees | £0 |
|---|---|
| Valuation admin fee | £0 |
| Valuation fee | From £100 for property value above £60,000 |
| Early repayment note | N/A |
Standard benefits
| Valuation admin fee excluded from any refund offer | Yes |
|---|---|
| Maximum free valuation | £700 |
| Cash back amount | £0 |
| Further notes about benefits | N/A |
Remortgage benefits
| Cash back on legal fees | No |
|---|---|
| Free legal work | No |
| Valuation offer | Free |
Purchase mortgage benefits
| Cash back on legal fees | No |
|---|---|
| Free legal work | No |
| Valuation offer | Free |