Halifax Intermediaries Fixed 2.94% until 30/06/2023

Which? customer score 63%
Assumed borrowing of £125,000 over 25 years, representative 3.7% APRC. Total amount payable: £191,658.67. Includes interest of £65,459.67, Valuation fee of £200, Booking fee of £0 and Administration fee of £999. Repayments: 60 monthly repayments of £588.87 at 2.94% (fixed), then 240 monthly repayments of £646.36 at 3.99% (variable).
Halifax Intermediaries customer satisfaction scorecard:
How do we work this out?Clarity of statements | Flexibility of payments | Transparency of charges | Customer service | Overall customer score |
63%Poor |
Eligibility
Maximum age | 75 |
---|---|
Minimum age | 18 |
Location | Any |
Restricted location note | N/A |
Existing customer note | N/A |
Eligibility notes | Not available for New Build |
Mortgage product details
Mortgage types | First time buyer |
---|---|
Deal type | Fixed |
Tracker type | N/A |
Payment options | Repayment |
Mortgage product features
Overpayments allowed | Yes |
---|---|
Overpayment limits note | Up to 10% of the amount owed at 1st January |
Offset mortgage | No |
Help to Buy mortgage | No |
Shared ownership mortgage | No |
Shared equity mortgage | No |
New-build mortgage | No |
Self-build mortgage | No |
Portable mortgage | Yes |
Product fees
Arrangement fee | £999 |
---|---|
Arrangement fee can be added to loan | Yes |
Booking fee | £0 |
Telegraphic transfer fee | £0 |
Insurance fee | £0 |
Other fees | £0 |
Rate information
Minimum borrowing amount | £5,000 |
---|---|
Maximum borrowing amount | £750,000 |
Minimum term (years) | 1 |
Maximum term (years) | 40 |
Initial deal end date | 30.06.23 |
Initial deal length (months) | 60 |
APRC | 3.69% |
Initial rate | 2.94% |
Revert-to rate | 3.99% |
Maximum LTV | 90.0% |
Other charges
Exit fees | £0 |
---|---|
Valuation admin fee | £0 |
Valuation fee | From £200 for property value above £50,000 |
Early repayment note | 5% then 4% then 3% then 1.5% until end of fixed period |
Standard benefits
Valuation admin fee excluded from any refund offer | Yes |
---|---|
Maximum free valuation | £0 |
Cash back amount | £0 |
Further notes about benefits | N/A |
Remortgage benefits
Cash back on legal fees | No |
---|---|
Free legal work | No |
Valuation offer | Payable |
Purchase mortgage benefits
Cash back on legal fees | No |
---|---|
Free legal work | No |
Valuation offer | Payable |