Which? uses cookies to improve our sites and by continuing you agree to our cookies policy.

Compare remortgage mortgages

We have found 727 mortgage deals that offer an LTV of 75% over an initial deal period of 2 years.

These deals are for people who are not moving home but want to switch to a new deal once their existing mortgage deal has ended to save money, take out a different type of mortgage or increase or reduce their mortgage amount.

The APRC rate (Annual Percentage Rate of Charge) is the total cost of the credit to the consumer, expressed as an annual percentage of the total amount of credit. How is this calculated?

£11,715 £487 1.28% 4.74% 75.0% 65%Fair
Skipton Building Society 1.03% discount for 2 years

Skipton Building Society 1.03% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 4.3% APRC. Total amount payable: £203,062.62. Includes interest of £78,062.62, Valuation fee of £0, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £487.10 at 1.28% (variable), then 276 monthly repayments of £693.38 at 4.74% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£11,869 £493 1.39% 4.74% 75.0% 65%Fair
Skipton Building Society 1.14% discount for 2 years

Skipton Building Society 1.14% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 4.3% APRC. Total amount payable: £203,403.81. Includes interest of £78,403.81, Valuation fee of £0, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £493.49 at 1.39% (variable), then 276 monthly repayments of £694.06 at 4.74% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£11,880 £493 1.38% 4.24% 75.0%
Cumberland Building Society  2.86% discount for 2 years

Cumberland Building Society 2.86% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 3.8% APRC. Total amount payable: £194,723.32. Includes interest of £69,428.32, Valuation fee of £295, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £492.90 at 1.38% (variable), then 276 monthly repayments of £661.59 at 4.24% (variable).

  1. This deal is not available across the whole of the UK. Check the product details for more information.
  2. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£11,883 £494 1.4% 4.74% 75.0%
Principality Building Society 3.34% discount until 31/10/2019

Principality Building Society 3.34% discount until 31/10/2019

Assumed borrowing of £125,000 over 25 years, representative 4.3% APRC. Total amount payable: £204,247.38. Includes interest of £79,247.38, Valuation fee of £0, Booking fee of £0 and Administration fee of £0. Repayments: 22 monthly repayments of £494.07 at 1.40% (variable), then 278 monthly repayments of £695.60 at 4.74% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£11,925 £496 1.43% 3.99% 75.0%
Sainsbury's Bank Fixed 1.43% until 31/12/2019

Sainsbury's Bank Fixed 1.43% until 31/12/2019

Assumed borrowing of £125,000 over 25 years, representative 3.6% APRC. Total amount payable: £190,440.00. Includes interest of £65,192.00, Valuation fee of £248, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £495.82 at 1.43% (fixed), then 276 monthly repayments of £645.99 at 3.99% (variable).

£11,949 £496 1.44% 4.49% 75.0% 64%Poor
Santander Fixed 1.44% until 02/01/2020

Santander Fixed 1.44% until 02/01/2020

Assumed borrowing of £125,000 over 25 years, representative 4.1% APRC. Total amount payable: £198,984.98. Includes interest of £73,689.98, Valuation fee of £295, Booking fee of £0 and Administration fee of £0. Repayments: 25 monthly repayments of £496.40 at 1.44% (fixed), then 275 monthly repayments of £677.38 at 4.49% (variable).

£11,950 £496 1.43% 4.24% 80.0%
Cumberland Building Society  2.81% discount for 2 years

Cumberland Building Society 2.81% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 3.9% APRC. Total amount payable: £194,874.32. Includes interest of £69,579.32, Valuation fee of £295, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £495.82 at 1.43% (variable), then 276 monthly repayments of £661.88 at 4.24% (variable).

  1. This deal is not available across the whole of the UK. Check the product details for more information.
  2. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£12,077 £494 1.4% 5.19% 75.0%
Leek United Building Society 3.79% discount for 2 years

Leek United Building Society 3.79% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 4.7% APRC. Total amount payable: £211,879.59. Includes interest of £86,680.59, Valuation fee of £0, Booking fee of £199 and Administration fee of £0. Repayments: 24 monthly repayments of £494.07 at 1.40% (variable), then 276 monthly repayments of £724.00 at 5.19% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£12,096 £473 1.03% 4.24% 75.0%
Cumberland Building Society  3.21% discount for 2 years

Cumberland Building Society 3.21% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 3.8% APRC. Total amount payable: £194,363.40. Includes interest of £68,369.40, Valuation fee of £295, Booking fee of £0 and Administration fee of £699. Repayments: 24 monthly repayments of £472.79 at 1.03% (variable), then 276 monthly repayments of £659.50 at 4.24% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£12,126 £493 1.39% 4.94% 80.0%
Hanley Economic Building Society  Fixed 1.39% until 30/11/2019

Hanley Economic Building Society Fixed 1.39% until 30/11/2019

Assumed borrowing of £125,000 over 25 years, representative 4.5% APRC. Total amount payable: £207,730.17. Includes interest of £82,480.17, Valuation fee of £0, Booking fee of £0 and Administration fee of £250. Repayments: 23 monthly repayments of £493.49 at 1.39% (fixed), then 277 monthly repayments of £708.05 at 4.94% (variable).

£12,155 £505 1.59% 3.99% 75.0%
West Brom Building Society 2.4% discount until 31/12/2019

West Brom Building Society 2.4% discount until 31/12/2019

Assumed borrowing of £125,000 over 25 years, representative 3.7% APRC. Total amount payable: £190,903.53. Includes interest of £65,668.53, Valuation fee of £235, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £505.22 at 1.59% (variable), then 276 monthly repayments of £646.90 at 3.99% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£12,155 £505 1.59% 3.99% 75.0%
West Brom Building Society 2.4% discount until 31/12/2019

West Brom Building Society 2.4% discount until 31/12/2019

Assumed borrowing of £125,000 over 25 years, representative 3.7% APRC. Total amount payable: £190,903.53. Includes interest of £65,668.53, Valuation fee of £235, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £505.22 at 1.59% (variable), then 276 monthly repayments of £646.90 at 3.99% (variable).

  1. Variable rates are determined by the lender and payments may go up or down without any maximum limit.
£12,175 £506 1.6% 3.74% 75.0% 66%Fair
Barclays BBBR +1.35% for 2 years

Barclays BBBR +1.35% for 2 years

Assumed borrowing of £125,000 over 25 years, representative 3.5% APRC. Total amount payable: £187,478.30. Includes interest of £61,363.30, Valuation fee of £1,115, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £505.81 at 1.60% (variable), then 276 monthly repayments of £631.25 at 3.74% (variable).

£12,208 £476 1.09% 3.69% 75.0% 65%Fair
HSBC BOE +0.84% for 2 years

HSBC BOE +0.84% for 2 years

Assumed borrowing of £125,000 over 25 years, representative 3.4% APRC. Total amount payable: £184,754.94. Includes interest of £59,005.94, Valuation fee of £0, Booking fee of £749 and Administration fee of £0. Repayments: 24 monthly repayments of £476.20 at 1.09% (variable), then 276 monthly repayments of £625.28 at 3.69% (variable).

  1. You need to have another product with the same provider to take out this deal so make sure the other product is also right for you before applying.
£12,211 £508 1.64% 4.49% 75.0%
Platform Fixed 1.64% until 30/11/2019

Platform Fixed 1.64% until 30/11/2019

Assumed borrowing of £125,000 over 25 years, representative 4.1% APRC. Total amount payable: £200,009.03. Includes interest of £75,009.03, Valuation fee of £0, Booking fee of £0 and Administration fee of £0. Repayments: 23 monthly repayments of £508.18 at 1.64% (fixed), then 277 monthly repayments of £679.86 at 4.49% (variable).

£12,221 £508 1.64% 3.99% 80.0%
Sainsbury's Bank Fixed 1.64% until 31/12/2019

Sainsbury's Bank Fixed 1.64% until 31/12/2019

Assumed borrowing of £125,000 over 25 years, representative 3.7% APRC. Total amount payable: £191,065.31. Includes interest of £65,817.31, Valuation fee of £248, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £508.18 at 1.64% (fixed), then 276 monthly repayments of £647.18 at 3.99% (variable).

£12,231 £508 1.64% 4.49% 75.0% 64%Poor
Santander Fixed 1.64% until 02/01/2020

Santander Fixed 1.64% until 02/01/2020

Assumed borrowing of £125,000 over 25 years, representative 4.1% APRC. Total amount payable: £199,619.97. Includes interest of £74,324.97, Valuation fee of £295, Booking fee of £0 and Administration fee of £0. Repayments: 25 monthly repayments of £508.18 at 1.64% (fixed), then 275 monthly repayments of £678.62 at 4.49% (variable).

£12,232 £508 1.63% 4.24% 85.0%
Cumberland Building Society  2.61% discount for 2 years

Cumberland Building Society 2.61% discount for 2 years

Assumed borrowing of £125,000 over 25 years, representative 3.9% APRC. Total amount payable: £195,477.58. Includes interest of £70,182.58, Valuation fee of £295, Booking fee of £0 and Administration fee of £0. Repayments: 24 monthly repayments of £507.59 at 1.63% (variable), then 276 monthly repayments of £663.04 at 4.24% (variable).

  1. This deal is not available across the whole of the UK. Check the product details for more information.
  2. Variable rates are determined by the lender and payments may go up or down without any maximum limit.