M&S Bank 1 Year Fixed Rate Cash ISA Issue 29

M&S Bank 1 Year Fixed Rate Cash ISA Issue 29

Which? customer score 62%

Branch access	Online account	Minimum saving amount	Maximum saving amount	Interest paid
Whether you can operate the account through a bank branch.	Whether the account can be managed online.	The minimum amount you have to keep in the account.	The maximum amount you can keep in the account.	How often interest is paid.
No	No	£500	N/A	On anniversary

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M&S Bank customer satisfaction scorecard:

How do we work this out?

Clarity of statement	Interest rate information	Regular contact	Customer service	Overall customer score
				62% Fair

We have not been able to rate this provider as our customer satisfaction survey didn't generate a big enough sample of its customers but we aim to rate as many providers as possible

Eligibility

Minimum age	16
Maximum age	N/A
Minimum saving amount	£500
Maximum saving amount	N/A
Minimum initial deposit	£500
Restricted locations note	N/A
Existing customer note	N/A

Account details

Account type	ISA Fixed Term
Immediate access	No
ISA transfers allowed	Yes
Minimum regular monthly deposit	N/A
Maximum regular monthly deposit	N/A
Withdrawals note	Earlier access on closure only subject to £50 charge
Notice period	N/A
Fixed term	365 days
Account fee	£0
Account fee charged	N/A
Part of FSCS	Yes
FSCS note	The first £85,000 per person, per UK banking licence, is protected by the Financial Services Compensation Scheme (FSCS). Under the UK Scheme if you have also borrowed from the failed bank or building society, the compensation will not be reduced to repay your debt. Separate arrangements will be made for this. Some banks and building societies share the same banking licence. Where this is the case, your £85,000 protection is across all the companies sharing the licence, not each individual company.
Rate guaranteed	N/A

Interest rates

Interest paid	On anniversary
Interest paid type	Paid Away or Compound
Bonus type	N/A
Introductory bonus note	N/A
Conditional bonus note	N/A

From (£)	To (£)	AER including bonus (%)	Bonus rate (%)	AER excluding bonus (%)	Interest type
£500	N/A	0.65%	0.0%	0.65%	Fixed