Charter Savings Bank 3 Year Fixed Rate Cash ISA
Which? customer score 75%
|Branch access||Online account||Minimum saving amount||Maximum saving amount||Interest paid|
Whether you can operate the account through a bank branch.
Whether the account can be managed online.
The minimum amount you have to keep in the account.
The maximum amount you can keep in the account.
How often interest is paid.
Charter Savings Bank customer satisfaction scorecard:How do we work this out?
|Clarity of statement||Interest rate information||Regular contact||Customer service||Overall customer score|
|Minimum saving amount||£1,000|
|Maximum saving amount||£1,500,000|
|Minimum initial deposit||£1,000|
|Restricted locations note||N/A|
|Existing customer note||N/A|
|Account type||ISA Fixed Term|
|ISA transfers allowed||Yes|
|Minimum regular monthly deposit||N/A|
|Maximum regular monthly deposit||N/A|
|Withdrawals note||Withdraw all or part of the money during the Fixed Rate Period, provided that any partial withdrawal does not reduce the Account balance below the minimum balance of £1,000. This is subject to a charge, by way of a loss of 210 days interest on the amount withdrawn.|
|Fixed term||1095 days|
|Account fee charged||N/A|
|Part of FSCS||Yes|
|FSCS note||The first £85,000 per person, per UK banking licence, is protected by the Financial Services Compensation Scheme (FSCS). Under the UK Scheme if you have also borrowed from the failed bank or building society, the compensation will not be reduced to repay your debt. Separate arrangements will be made for this. Some banks and building societies share the same banking licence. Where this is the case, your £85,000 protection is across all the companies sharing the licence, not each individual company.|
|Interest paid type||Paid Away or Compound|
|Introductory bonus note||N/A|
|Conditional bonus note||N/A|
|From (£)||To (£)||AER including bonus (%)||Bonus rate (%)||AER excluding bonus (%)||Interest type|